The Hardest Credit Cards to GetThe Hardest Credit Cards to Get
Credit cards are a convenient tool that can help you pay down debt, earn rewards and manage your spending. However, each card delivers value in a different way, so you need to determine your priorities. When looking for a new card, consider factors such as annual and other fees, rewards rates, signup bonuses and redemption options, transfer partners, and perks. You can find these details on each card’s website, but hearing about other cardholders’ experiences can be particularly useful. source
Nike Credit Card: Everything You Need to Know
Some of the hardest credit cards to get come with a price tag that exceeds the average consumer’s budget, as well as exclusivity requirements. The Centurion Card from American Express, more commonly known as the Black Card, is invitation-only, while Coutts Silk and Dubai First Royale Mastercards are exclusive to members of the royal families in those countries. These high-end cards can offer a world of opulence, including elite airport lounge access and concierge services.
If you’re determined to obtain a prestigious card, start by ensuring that you have excellent credit and a solid spending history. Then, fill out an online application and await a decision. If you’re approved, your card should arrive within 10 business days, though it may take longer depending on the card issuer.…